Trucking Insurance · Arizona

Trucking Insurance in Arizona

Phoenix, Tucson, Yuma, Flagstaff and every county between: auto liability with the filings, cargo, physical damage and fleet programs from a broker licensed in Arizona and California.

Same-day quotesMost trucking risks quote the day the file is complete — in 28 of our 30 states (not yet New York or New Jersey). Some in about an hour.
Same-day coverageSigned application, down payment, filings requested — bound and certificated the same day.
Same-day filingsBMC-91 / MCS-90, California MCP and CPUC filings go in the day we bind, with most of our companies.
Instant certificatesA 24/7 portal: you or your dispatcher issue a COI to a broker or shipper in about a minute, any hour.
90 insurance companiesEvery line a motor carrier buys — auto liability, cargo, physical damage, general liability, trailer interchange, non-trucking, occupational accident, workers' comp, excess.
Low down paymentsPremium finance and carrier pay plans quoted side by side, so the down payment fits the operation.
Fleets of every kindDry van, reefer, flatbed, intermodal, dump, tow, last mile, auto haul, Uber Black and limo fleets — rated on your own loss runs.
A person, seven days a week7am–7pm Pacific, the person who answers is the person who quotes — rated 5.0 on Google by real DOT numbers.

Arizona trucking is the I-10 and I-40 between California and Texas, the produce that comes through Nogales and San Luis, the Phoenix and Tucson warehouse build-out, and a lot of carriers who run California freight and garage in Arizona because it costs less. We are licensed in Arizona, we already insure California carriers with Arizona yards, and the quote works the same way it does at home: send the DOT number, the VINs, the licenses and what you haul, and we take it to the carriers that write your kind of operation — the same day on most risks.

What we are best at in Arizona is what we are best at everywhere: box trucks, semi trucks and tractor-trailers, new ventures, reefers running produce north out of Nogales, and fleets with Phoenix or Tucson terminals. Cargo vans and hotshot auto haulers we will look at honestly — the markets for those are thin in every state right now, Arizona included.

What We Quote in Arizona

Auto Liability With Filings

$750K–$1M primary with the BMC-91 / MCS-90 for interstate authority, and the state filing when an Arizona intrastate operation needs one.

Motor Truck Cargo

Produce and reefer breakdown for the Nogales lanes, general freight, building materials, and the higher limits Phoenix shippers ask for.

Physical Damage

Stated value on tractors, trailers and straight trucks, with the loss payee your lender wants and gap on financed units.

New Ventures

First-year authorities in Maricopa, Pima and Pinal counties — the biggest part of our book in California, and the same carriers write them in Arizona.

Fleets

Five to a hundred units, rated on your own loss runs, with the mid-term adds and the 24/7 certificate portal a dispatcher needs.

Two-State Operations

A California carrier with an Arizona yard, or the other way around — one policy, units garaged in both states, one broker.

Arizona Counties We Serve

Phoenix and the Valley (Maricopa, Pinal), Tucson and the border (Pima, Santa Cruz, Cochise), Yuma and the west (Yuma, La Paz, Mohave), Flagstaff and the I-40 (Coconino, Yavapai, Navajo, Apache) and the east (Gila, Graham, Greenlee). Every county we serve, in both states →

What We Need to Quote

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Questions Truckers Ask Us

Are you licensed to write trucking insurance in Arizona?

Yes. Mohsen Insurance Agency is licensed in Arizona and 29 other states, with California as the home office. Arizona carriers get the same markets, the same filings and the same 24/7 certificate portal as our California clients.

How fast is a trucking insurance quote in Arizona?

Same day on most owner-operator, box-truck and new-venture risks when the submission is complete — in as soon as one hour depending on the type of operation. Fleets take two to seven days because several underwriters read the loss runs.

Can you insure a reefer running produce out of Nogales?

Yes. Reefer breakdown, spoilage and the cargo limits the produce shippers require are everyday business for us, and the lane north to Phoenix, Los Angeles and beyond is one the carriers know well.

I garage in Arizona but run California freight. Which state's broker do I need?

Either, as long as the broker is licensed in both — we are. Your policy is rated on where the units are garaged and where they run; the federal filings cover the interstate operation everywhere.

Do you write new venture trucking in Phoenix and Tucson?

Yes. First-year authorities are the biggest part of our book. Send the DOT number, VINs, licenses and commodity and we will tell you the same day which carriers will write you and what it costs.

What Truckers Say

Rated 5.0 on Google

Real reviews from real DOT numbers — read them all on Google.

“Excellent customer service. Always available. This is an agency you can count on.”
— Mike Hicks, Google review
“I'm a new owner op. He has helped me tons with shopping around finding something to fit the budget. Answers all my questions and very honest. He put up with me calling non stop when I first started. That is someone with patience and not after a quick dollar. Tbh if it wasn't for him I don't know if I would have even made it out on the road.”
— David Van Why, Google review
“Informative and always available.”
— Omar Frazier, Google review

Get a Trucking Insurance Quote

Send a complete request and we shop it right away — same day on most trucking risks, in as soon as one hour depending on the type of operation. Call or text any day, 7am–7pm.

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