Trucking Insurance · Auto Haulers
Cargo written for vehicles in transit — from a one-car wedge to a nine-car stinger — with the liability and physical damage to match.
An auto hauler's cargo policy is the whole game. Standard cargo forms sub-limit or exclude autos; you need a policy written for vehicles in transit, with a per-vehicle and per-load limit that matches what is on the deck — a nine-car load of new vehicles can be $400,000. We place it with markets that specialize in auto transport and make sure the dealer and auction certificates say what they need to say.
New-venture auto haulers are placed regularly, wedge trailers included. Expect the cargo premium to scale with the load value you choose.
Auto hauling — hotshot wedges above all — is one of the hardest risks to place in 2026 — in California, Arizona and every other state. A small number of carriers write it, the minimum premiums are high and the down payments are bigger than for a box truck or a tractor-trailer. We quote it straight and we do not waste your day: send the DOT number, VINs and licenses and we will tell you the same day whether there is a market for your setup and what it costs. If you are still deciding on equipment, our deepest markets by far are box trucks and semi trucks and tractor-trailers.
Per-vehicle and per-load limits sized to the deck, exotics and enclosed on request.
$1M primary, BMC-91/MCS-90 for interstate authority.
Tractor and trailer at stated value.
The wording dealers, auctions and brokers require, issued same day.
Rated correctly for the equipment you run.
First-year auto haulers welcome.
Enough to cover the most expensive load you will carry: $100,000 for a single-car hotshot, $250,000 to $500,000 for multi-car stingers, more for exotics.
Auto transport cargo forms cover the vehicle from pickup to delivery including loading and unloading, subject to the policy conditions — we will show you the terms.
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