Trucking Insurance · Auto Haulers

Auto Hauler Insurance

Cargo written for vehicles in transit — from a one-car wedge to a nine-car stinger — with the liability and physical damage to match.

An auto hauler's cargo policy is the whole game. Standard cargo forms sub-limit or exclude autos; you need a policy written for vehicles in transit, with a per-vehicle and per-load limit that matches what is on the deck — a nine-car load of new vehicles can be $400,000. We place it with markets that specialize in auto transport and make sure the dealer and auction certificates say what they need to say.

New-venture auto haulers are placed regularly, wedge trailers included. Expect the cargo premium to scale with the load value you choose.

Read this before you fill out the form

Auto hauling — hotshot wedges above all — is one of the hardest risks to place in 2026 — in California, Arizona and every other state. A small number of carriers write it, the minimum premiums are high and the down payments are bigger than for a box truck or a tractor-trailer. We quote it straight and we do not waste your day: send the DOT number, VINs and licenses and we will tell you the same day whether there is a market for your setup and what it costs. If you are still deciding on equipment, our deepest markets by far are box trucks and semi trucks and tractor-trailers.

What We Quote for This Operation

Auto Transport Cargo

Per-vehicle and per-load limits sized to the deck, exotics and enclosed on request.

Liability with Filings

$1M primary, BMC-91/MCS-90 for interstate authority.

Physical Damage

Tractor and trailer at stated value.

Dealer & Auction Certificates

The wording dealers, auctions and brokers require, issued same day.

Wedge to Stinger

Rated correctly for the equipment you run.

New Ventures

First-year auto haulers welcome.

What We Need to Quote It in an Hour

Start Your Quote

Questions Truckers Ask Us

How much cargo does an auto hauler need?

Enough to cover the most expensive load you will carry: $100,000 for a single-car hotshot, $250,000 to $500,000 for multi-car stingers, more for exotics.

Does cargo cover damage during loading?

Auto transport cargo forms cover the vehicle from pickup to delivery including loading and unloading, subject to the policy conditions — we will show you the terms.

What Truckers Say

Rated 5.0 on Google

Real reviews from real DOT numbers — read them all on Google.

“Excellent customer service. Always available. This is an agency you can count on.”
— Mike Hicks, Google review
“I'm a new owner op. He has helped me tons with shopping around finding something to fit the budget. Answers all my questions and very honest. He put up with me calling non stop when I first started. That is someone with patience and not after a quick dollar. Tbh if it wasn't for him I don't know if I would have even made it out on the road.”
— David Van Why, Google review
“Informative and always available.”
— Omar Frazier, Google review

Get a Trucking Insurance Quote

Send a complete request and we shop it right away, with the ability to quote in as soon as one hour depending on type of operation. Call or text any day, 7am–7pm.

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