Trucking Insurance · Tow Trucks

Tow Truck Insurance

Wreckers, flatbeds and rotators: auto liability, on-hook cargo for the vehicle you are towing, garagekeepers for the ones in your yard.

Towing has two exposures a regular truck policy does not cover: the customer's vehicle while it is on your hook, and the vehicles sitting in your lot. On-hook (towing) coverage handles the first, garagekeepers the second, and motor-club and police-rotation contracts spell out exactly how much of each they want. We write all three lines together so nothing falls between policies.

Repo, roadside programs and transport-only flatbeds are rated differently from rotation towing. Tell us the mix and we will match the market.

What We Quote for This Operation

Auto Liability

$1M with the endorsements your contracts require.

On-Hook / Towing Cargo

Covers the vehicle you are towing, $50K to $250K per unit.

Garagekeepers

Vehicles in your care, custody and control at the yard.

Physical Damage

Wreckers and rotators at stated value.

General Liability

For the yard and the public.

Rotation-Ready Certificates

Issued same day from the portal.

What We Need to Quote It in an Hour

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Questions Truckers Ask Us

What is the difference between on-hook and garagekeepers?

On-hook covers the customer's vehicle while it is being towed; garagekeepers covers it while it is parked at your facility.

Do repo trucks get the same policy?

Repossession is rated separately and some markets exclude it; tell us up front so it is placed correctly.

What Truckers Say

Rated 5.0 on Google

Real reviews from real DOT numbers — read them all on Google.

“Excellent customer service. Always available. This is an agency you can count on.”
— Mike Hicks, Google review
“I'm a new owner op. He has helped me tons with shopping around finding something to fit the budget. Answers all my questions and very honest. He put up with me calling non stop when I first started. That is someone with patience and not after a quick dollar. Tbh if it wasn't for him I don't know if I would have even made it out on the road.”
— David Van Why, Google review
“Informative and always available.”
— Omar Frazier, Google review

Get a Trucking Insurance Quote

Send a complete request and we shop it right away, with the ability to quote in as soon as one hour depending on type of operation. Call or text any day, 7am–7pm.

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