Trucking Insurance · Areas We Serve

Trucking Insurance in Every California County — and Arizona

Encino is home, but the DOT numbers we insure run from Calexico to Crescent City, across Arizona and in 28 more states. Same markets, same same-day quotes, every county, every state we are licensed in.

Same-day quotesMost trucking risks quote the day the file is complete — in 28 of our 30 states (not yet New York or New Jersey). Some in about an hour.
Same-day coverageSigned application, down payment, filings requested — bound and certificated the same day.
Same-day filingsBMC-91 / MCS-90, California MCP and CPUC filings go in the day we bind, with most of our companies.
Instant certificatesA 24/7 portal: you or your dispatcher issue a COI to a broker or shipper in about a minute, any hour.
90 insurance companiesEvery line a motor carrier buys — auto liability, cargo, physical damage, general liability, trailer interchange, non-trucking, occupational accident, workers' comp, excess.
Low down paymentsPremium finance and carrier pay plans quoted side by side, so the down payment fits the operation.
Fleets of every kindDry van, reefer, flatbed, intermodal, dump, tow, last mile, auto haul, Uber Black and limo fleets — rated on your own loss runs.
A person, seven days a week7am–7pm Pacific, the person who answers is the person who quotes — rated 5.0 on Google by real DOT numbers.

We are based in Encino, in the San Fernando Valley, and the trucking companies we insure run out of every corner of California — Calexico to Crescent City. Insurance for a motor carrier does not depend on which county the yard is in; it depends on the radius, the commodity, the equipment, the drivers and the loss history. So instead of a different page for every town, here is the honest version: one broker, every California county, the same markets, plus Arizona and 28 more states for the day you add a terminal across the line.

What changes from region to region is the kind of operation we see most, and that is what the notes below are about. Wherever you are, the quote starts the same way: send the DOT number, VINs and licenses, and we take it to the carriers that write your kind of truck — same day on most risks.

California — All 58 Counties

Trucking insurance in every county: auto liability with the federal and California filings, motor truck cargo, physical damage, general liability and excess. New ventures, owner-operators, box trucks, semi trucks and fleets.

Los Angeles & the South Coast

The Ports of Los Angeles and Long Beach, the Vernon–Commerce–City of Industry warehouse belt, the 710, 605 and 60, Oxnard produce and the 101 to the Central Coast. Drayage, dry van, reefer, box-truck delivery and the biggest Uber Black and limo market in the state.

Los Angeles County · Orange County · Ventura County · Santa Barbara County · San Luis Obispo County

Inland Empire & the Desert

Ontario, Fontana, Rialto, Moreno Valley, Perris, Beaumont and the I-10 / I-15 distribution corridors; Calexico and the Imperial Valley for produce and cross-border loads. More new trucking authorities start here than anywhere else in California.

San Bernardino County · Riverside County · Imperial County

San Diego & the Border

Otay Mesa and the cross-border trailer trade, Miramar and Otay distribution, local delivery from the port to the Inland Empire.

San Diego County

Central Valley

Highway 99 and I-5 from Bakersfield to Stockton: produce, dairy, nuts, reefer freight, oil-field hauling in Kern, and the Tracy–Lathrop–Stockton warehouse boom. Seasonal fleets and new ventures alike.

Kern County · Tulare County · Kings County · Fresno County · Madera County · Merced County · Stanislaus County · San Joaquin County

Sacramento & the North Valley

Sacramento, West Sacramento and Roseville distribution, rice, almonds and ag freight through Yuba City and Chico, I-80 to Reno and I-5 north to Oregon.

Sacramento County · Yolo County · Placer County · El Dorado County · Sutter County · Yuba County · Butte County · Colusa County · Glenn County · Tehama County · Shasta County · Nevada County · Sierra County · Plumas County · Lassen County · Modoc County · Siskiyou County

Bay Area & the North Coast

Port of Oakland drayage, Tracy and Fairfield cross-docks, wine out of Napa and Sonoma, lumber and logs on the North Coast.

Alameda County · Contra Costa County · Santa Clara County · San Mateo County · San Francisco County · Marin County · Solano County · Napa County · Sonoma County · Lake County · Mendocino County · Humboldt County · Del Norte County · Trinity County

Central Coast & the Sierra

Salinas Valley produce and reefer lanes, Watsonville berries, Hollister, and the mountain counties along 395, 49 and 120 where radius and road are what the underwriter asks about first.

Monterey County · Santa Cruz County · San Benito County · Alpine County · Amador County · Calaveras County · Tuolumne County · Mariposa County · Mono County · Inyo County

Arizona

Licensed in Arizona, with same-day quotes there too: Phoenix and the Valley (Maricopa and Pinal), Tucson and the border (Pima, Santa Cruz, Cochise), Yuma and the west (Yuma, La Paz, Mohave), Flagstaff and the I-40 (Coconino, Yavapai, Navajo, Apache) and the east (Gila, Graham, Greenlee). The Nogales and San Luis produce crossings, the I-10 and I-40 corridors and the Phoenix warehouse build-out are everyday business — read the Arizona page.

And 28 more states

Licensed in AL, AR, AZ, CA, CO, FL, GA, IA, IL, IN, LA, MD, MN, MO, MS, MT, NC, NJ, NM, NV, NY, OH, OK, PA, SC, TN, TX, VA, WI and WV — with same-day quotes in all of them except New York and New Jersey, where the markets quote in days. Most of our out-of-state business is a California carrier that opened a yard in Texas, Nevada or Arizona and wanted to keep the broker who already knows the account. New authorities in those states are welcome too — the markets, the filings and the certificate portal work the same.

California is still the foundation. The markets we have here for box trucks, semi trucks and tractor-trailers, fleets and new ventures are as deep as any brokerage's in the state, and that is the business we are built around.

Questions Truckers Ask Us

Do you only insure trucking companies in Los Angeles?

No. The office is in Encino, but we write motor carriers in all 58 California counties — Bakersfield, Fresno, Stockton, Sacramento, the Bay Area, San Diego and the Inland Empire are all everyday business — and we are licensed in Arizona and 28 other states.

Does my county change my trucking insurance price?

A little, through the garaging ZIP code the carrier rates, but far less than radius, commodity, driver records, years in business and loss history. Two identical operations in Fresno and Fontana price close together; a new venture and a five-year fleet in the same town do not.

Can you insure a California trucking company with a yard in Arizona?

Yes. We are licensed in both states, the federal filings cover interstate operations everywhere, and one policy can schedule units garaged in both states. You keep one broker and one certificate portal.

Do you quote trucking insurance in Arizona for new authorities?

Yes — Phoenix, Tucson, Yuma and statewide. Send the same things a California new venture sends: the DOT number, every VIN, every driver's license and what you haul.

Which counties have the most new trucking companies?

San Bernardino, Riverside, Los Angeles, Kern, Fresno and San Joaquin start the most new authorities in California, and Maricopa in Arizona. New ventures are the biggest part of our book, so those are the counties we hear from most.

What Truckers Say

Rated 5.0 on Google

Real reviews from real DOT numbers — read them all on Google.

“Excellent customer service. Always available. This is an agency you can count on.”
— Mike Hicks, Google review
“I'm a new owner op. He has helped me tons with shopping around finding something to fit the budget. Answers all my questions and very honest. He put up with me calling non stop when I first started. That is someone with patience and not after a quick dollar. Tbh if it wasn't for him I don't know if I would have even made it out on the road.”
— David Van Why, Google review
“Informative and always available.”
— Omar Frazier, Google review

Get a Trucking Insurance Quote

Send a complete request and we shop it right away — same day on most trucking risks, in as soon as one hour depending on the type of operation. Call or text any day, 7am–7pm.

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