Trucking Insurance · Areas We Serve
Encino is home, but the DOT numbers we insure run from Calexico to Crescent City — and across the 30 states we are licensed in. Same markets, same same-day quotes, every county, every state.
We are based in Encino, in the San Fernando Valley, and the trucking companies we insure run out of every corner of California — Calexico to Crescent City. Insurance for a motor carrier does not depend on which county the yard is in; it depends on the radius, the commodity, the equipment, the drivers and the loss history. So instead of a different page for every town, here is the honest version: one broker, every California county, the same markets — and the same in the 29 other states we are licensed in, for the day you add a terminal across the line.
What changes from region to region is the kind of operation we see most, and that is what the notes below are about. Wherever you are, the quote starts the same way: send the DOT number, VINs and licenses, and we take it to the carriers that write your kind of truck — same day on most risks.
Trucking insurance in every county: auto liability with the federal and California filings, motor truck cargo, physical damage, general liability and excess. New ventures, owner-operators, box trucks, semi trucks and fleets.
The Ports of Los Angeles and Long Beach, the Vernon–Commerce–City of Industry warehouse belt, the 710, 605 and 60, Oxnard produce and the 101 to the Central Coast. Drayage, dry van, reefer, box-truck delivery and the biggest Uber Black and limo market in the state.
Los Angeles County · Orange County · Ventura County · Santa Barbara County · San Luis Obispo County
Ontario, Fontana, Rialto, Moreno Valley, Perris, Beaumont and the I-10 / I-15 distribution corridors; Calexico and the Imperial Valley for produce and cross-border loads. More new trucking authorities start here than anywhere else in California.
San Bernardino County · Riverside County · Imperial County
Otay Mesa and the cross-border trailer trade, Miramar and Otay distribution, local delivery from the port to the Inland Empire.
San Diego County
Highway 99 and I-5 from Bakersfield to Stockton: produce, dairy, nuts, reefer freight, oil-field hauling in Kern, and the Tracy–Lathrop–Stockton warehouse boom. Seasonal fleets and new ventures alike.
Kern County · Tulare County · Kings County · Fresno County · Madera County · Merced County · Stanislaus County · San Joaquin County
Sacramento, West Sacramento and Roseville distribution, rice, almonds and ag freight through Yuba City and Chico, I-80 to Reno and I-5 north to Oregon.
Sacramento County · Yolo County · Placer County · El Dorado County · Sutter County · Yuba County · Butte County · Colusa County · Glenn County · Tehama County · Shasta County · Nevada County · Sierra County · Plumas County · Lassen County · Modoc County · Siskiyou County
Port of Oakland drayage, Tracy and Fairfield cross-docks, wine out of Napa and Sonoma, lumber and logs on the North Coast.
Alameda County · Contra Costa County · Santa Clara County · San Mateo County · San Francisco County · Marin County · Solano County · Napa County · Sonoma County · Lake County · Mendocino County · Humboldt County · Del Norte County · Trinity County
Salinas Valley produce and reefer lanes, Watsonville berries, Hollister, and the mountain counties along 395, 49 and 120 where radius and road are what the underwriter asks about first.
Monterey County · Santa Cruz County · San Benito County · Alpine County · Amador County · Calaveras County · Tuolumne County · Mariposa County · Mono County · Inyo County
Licensed in AL, AR, AZ, CA, CO, FL, GA, IA, IL, IN, LA, MD, MN, MO, MS, MT, NC, NJ, NM, NV, NY, OH, OK, PA, SC, TN, TX, VA, WI and WV — with same-day quotes in all of them. Most of our out-of-state business is a California carrier that opened a yard in Texas or Nevada and wanted to keep the broker who already knows the account. New authorities in those states are welcome too — the markets, the filings and the certificate portal work the same.
California is still the foundation. The markets we have here for box trucks, semi trucks and tractor-trailers, fleets and new ventures are as deep as any brokerage's in the state, and that is the business we are built around.
No. The office is in Encino, but we write motor carriers in all 58 California counties — Bakersfield, Fresno, Stockton, Sacramento, the Bay Area, San Diego and the Inland Empire are all everyday business — and we are licensed in 29 other states.
A little, through the garaging ZIP code the carrier rates, but far less than radius, commodity, driver records, years in business and loss history. Two identical operations in Fresno and Fontana price close together; a new venture and a five-year fleet in the same town do not.
Yes, in any of the 30 states we are licensed in. The federal filings cover interstate operations everywhere, and one policy can schedule units garaged in both states. You keep one broker and one certificate portal.
San Bernardino, Riverside, Los Angeles, Kern, Fresno and San Joaquin start the most new authorities in California. New ventures are the biggest part of our book, so those are the counties we hear from most.
What Truckers Say
Real reviews from real DOT numbers — 25 of them, all five stars: read them all on Google.
“The Mohsen Insurance Agency consistently goes above and beyond. They work days, nights, weekends, and even holidays to make sure everything is handled quickly and correctly. Their follow-up is exceptional, their communication is clear, and they're genuinely easy to talk to. Zane and his team also delivered the best insurance rate I've seen. They beat multiple competitors by $10,000–$20,000 without cutting corners or sacrificing coverage. Dependable, reliable, and truly trustworthy professionals.”
“Honest and efficient!! Exactly what you want in an insurance guy. He doesn't oversell, answers questions straight, and gets things done without the runaround. Easy to work with and actually looks out for you instead of just pushing a policy. Highly recommend.”
“Saved me thousands of dollars on my commercial insurance.”
“I'm a new owner op. He has helped me tons with shopping around finding something to fit the budget. Answers all my questions and very honest. He put up with me calling non stop when I first started. That is someone with patience and not after a quick dollar. Tbh if it wasn't for him I don't know if I would have even made it out on the road.”
