Classes of Trucks We Cover
Tractors
Box Trucks
Box Trucks
A tractor, commonly known as a semi truck, is the powered unit that pulls a trailer and carries no cargo on its own. It is designed for long-haul freight and is used with detachable trailers of various types. These vehicles are essential in interstate and regional transportation.
Box Trucks
Box Trucks
Box Trucks
A box truck is a single-unit commercial vehicle with an enclosed cargo area attached to the chassis. It is commonly used for local deliveries, moving services, and business logistics. Box trucks are easier to maneuver than semis and do not require a separate trailer.
Hotshots
Box Trucks
Cargo Vans
Hotshot trucking involves hauling smaller, time-sensitive loads using a pickup truck and trailer combination. These operators typically transport urgent freight that does not require a full semi truck. Hotshot services are popular for expedited and regional deliveries.
Cargo Vans
Box Trucks
Cargo Vans
Cargo vans are light-duty commercial vehicles designed to transport goods within an enclosed space. They are frequently used for last-mile delivery, trades, and small business operations. Cargo vans offer flexibility, fuel efficiency, and easy access in urban areas.
Coverages We Provide
Auto Liability
Motor Truck Cargo
Motor Truck Cargo
Auto liability insurance covers bodily injury and property damage caused to others as a result of a vehicle accident. It is required by law for commercial vehicles operating on public roads. This coverage does not pay for damage to the insured vehicle.
Motor Truck Cargo
Motor Truck Cargo
Motor Truck Cargo
Motor truck cargo insurance protects the goods being transported in the event of damage, theft, or loss. Coverage applies while the cargo is in transit, loading, or unloading. It is critical for carriers hauling customer-owned freight.
Physical Damage
Motor Truck Cargo
General Liability
Physical damage insurance covers repair or replacement of the insured vehicle if it is damaged in an accident, fire, theft, or vandalism. It typically includes collision and comprehensive coverage. This insurance protects the truck itself, not third parties.
General Liability
Workers Compensation
General Liability
General liability insurance covers bodily injury and property damage that occur off the road, such as at a job site or loading dock. It also provides protection against legal claims related to business operations. This coverage does not apply to vehicle accidents.
Trailer Interchange
Workers Compensation
Workers Compensation
Trailer interchange insurance covers damage to a trailer that is owned by another party but in your care, custody, or control. It is commonly required when drivers haul non-owned trailers under interchange agreements. This coverage protects against physical damage only.
Workers Compensation
Workers Compensation
Workers Compensation
Workers’ compensation insurance covers medical expenses and lost wages for employees injured on the job. It also provides employer protection from injury-related lawsuits. Coverage requirements vary by state and employment structure.